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A current account is probably the most useful bank account you'll ever have. With a Yorkshire Bank Current Account, it could also be the most profitable.
We understand different people have different goals and with our current accounts we've got the financial services to help you reach that goal.
And there's more. As we value our customers highly, we are constantly looking for ways that we can bring more than just financial excellence to our products. As a Yorkshire Bank Current Account customer, you can save money on holidays, leisure activities and shopping with the special customer offers that we send you in your statements. It's these little extras that we hope makes banking with us so enjoyable.
Take a look at the table below to see which current account suits your needs:
|
 |
| What do you need |
Minimum Age |
Extra Benefits |
Likely Account for you |
| An account that gives you straightforward day-to-day banking |
16 |
Low overdraft rates**, fee free overdrafts** and high credit rates on linked savings accounts# |
Current Account Plus |
| An account to help you through your college, University years |
16 |
Overdraft facilities of up to £3,000** and preferential credit interest rates when you are in credit in comparison to most other high street banks |
Student |
| A basic bank account, with no overdraft facilities or cheque book |
16 |
Pay regular bills by standing order and Direct Debit, access to funds in branch or from Post Office counters |
Readycash |
Yorkshire Bank current accounts can offer you 24 hour access to your account via 24 Hour Telephone Banking* and Internet Banking*. As well as a multi-function card**, regular statements, overdrafts** and convenient banking hours.
For details of current rates, fees and charges please click here for Current Interest Rates.
Important Information
#Savings Account Plus is only available with Current Account Plus and is operated via Yorkshire Bank's 24 Hour Telephone Banking and/or Internet Banking Service only. These services may be temporarily unavailable during periods of routine maintenance. It is not possible to deposit or withdraw funds directly from your Savings Account Plus at any branch. For Savings Account Plus, the interest rate is variable. Interest is calculated on a daily basis and credited quarterly in arrears. Identification will be required to open an account.
*24 Hour Telephone Banking and Internet Banking may be temporarily unavailable due to periods of routine maintenance. For security and training purposes calls may be monitored or recorded.
** All credit facilities are subject to status and applicants must be aged 18 or over. Written quotations available on request. The multi-function card is subject to status and applicants must be aged 18 or over.
Yorkshire Bank is a trading name of Clydesdale Bank PLC which is a member of the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
In respect of deposits with a UK office, payments under the Scheme are limited to 100% of the first £2,000 of a depositor's total credit balances with the Bank and 90% of the next £33,000, resulting in a maximum payment of £31,700.
Further details of the scheme are available from us on request or from the Financial Services Compensation Scheme: www.fscs.org.uk or Financial Services Compensation Scheme, 7th Floor, Lloyds Chambers, Portsoken Street, London, E1 8BN.
If you are not happy with any aspect of our service, please request a copy of our internal complaint handling procedure. Our aim is to resolve complaints to the satisfaction of our customers. However, if in the unlikely event that you disagree with the decision we have made, you can refer the matter to the Financial Ombudsman Service. Details are available on request of from www.financial-ombudsman.org.uk.
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