Get what you want with a Personal Loan
From a new car to a home makeover, a fabulous holiday to sorting out your finances - whatever you need money for, we could help you make it happen with a Personal Loan from Yorkshire Bank.
Better still, arranging your Personal Loan couldn't be easier. Just choose the loan amount you want, click the link below to get a quote that suits you and then apply (please read our 'Applying Online' section below first). If you want to speak to one of our friendly advisers about your loan requirements before applying then phone 0800 7076471* or visit your local branch. It doesn't matter which option you choose we could help you find the right deal, right now.
Repayment Protection Insurance
Extra piece of mind with our optional Repayment Protection Insurance
Find out more
Get the loan deal that suits you perfectly
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Choose from £1,000 to £25,000, in multiples of £250
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Have your money paid direct to your account the same day if you're already a Yorkshire Bank customer and apply in branch
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Enjoy fixed repayment terms from 1-5 years and up to 7 for home improvements
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Stay in control with a fixed rate
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Your loan is not secured on your home
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Extra piece of mind with Optional Repayment Protection Insurance
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Friendly advice is available from our loan advisers
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If you're looking to buy a car, find out more about our Car Finance Option.
Get extra peace of mind
Don't forget to consider or ask about our optional Repayment Protection Insurance too.
It all happens today
So what are you waiting for? Simply apply online, call us on 0800 7076471* or call into your local branch and tell us how much you would like to borrow and we'll help you work out an amount you can comfortably afford. You could have your money sooner than you think.
With Yorkshire Bank you could have the money you want and all the control you need, from the bank you can trust.
Applying Online
We strongly recommend that you read this section if applying online.
Only existing Yorkshire Bank customers can apply online for a Personal Loan via the website as you will need to make payments from a Yorkshire Bank Account. If you do not currently hold an account with us but would like to apply for a Personal Loan, please call into your nearest branch.
If applying online, we can usually give you a response within one working day of you submitting your application form. If you are a Yorkshire Bank customer, your loan will be automatically paid into your bank account once we've received our signed loan agreement and any supporting documentation.
Applicants must be 18 or over. Loans are subject to status and the rate and term at which we lend will reflect our assessment of your personal circumstances, your chosen loan amount and your loan purpose.
You can access our online application form using the link on the right, at the top of this page.
We recommend that you read about our optional Repayment Protection Insurance before starting your application.
This application is currently available on the following Operating Systems and Browsers:-
Operating Systems
Windows 98
Windows ME
Windows XP
Windows 2000
Apple Mac OS 9
Apple Mac OSX
Browsers
Internet Explorer 5 and above
Netscape 6.2 and above
Mozilla
Firefox
Safari
If you have any questions you can e-mail us or you can speak to one of our telephone advisers on 0800 7076471*.
Before applying, you may find it useful to ensure that you meet the following eligibility criteria:
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You are over 18 years of age
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You are a UK resident
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You have a good credit history
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You have a current account with a UK bank.
Please note, this list is not exhaustive.
On completing your application, we will present you with some important legal information which you should read and accept before submitting your application. To help you, we have summarised the key points below:
You may be asked to provide further information, for example wage slips and bank statements and we will formally request any such requirements when we telephone you with our decision.
You may proceed with an application online if you are self employed. However, please note that sight of audited/certified accounts or tax returns will be required in order to progress your application. Failure to supply the requested information will lead to a delay in processing your application.
Once your Personal Loan has been approved, we will send you out two copies of the loan agreement, with full terms and conditions. You should read these carefully and sign both copies. Return one copy to us, and keep the other for your records. Once we have received your signed agreement, along with any supporting documentation we may have requested, your loan amount will be paid into your bank account.
Repayment Protection Insurance is arranged by Yorkshire Bank, and is underwritten by London & Edinburgh Insurance Company Limited and Norwich Union Life & Pensions Limited trading as Norwich Union. Details are available on request from any Yorkshire Bank branch. Terms & Conditions apply.
*Telephone opening hours are 8 a.m. to 8 p.m. Monday to Friday, and 9 a.m. to 5 p.m. on Saturday. Telephone conversations may be recorded or monitored. This is for your security and with the aim of improving service and for staff training. Calls are charged at local rate.
Yorkshire Bank is a trading name of Clydesdale Bank PLC.
Registered in Scotland (No. SC001111).
Registered Office:
30 St. Vincent Place,
Glasgow,
G1 2HL.
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