Interest Rates & Charges: Credit Cards
Yorkshire Bank Gold MasterCard
Purchases and cash advances
On transactions other than balance transfers at the following rates:
| Current rates | Monthly rate for Purchases and Cheques (%) | Annual rate for Purchases and Cheques (%) | Monthly Rate for Cash Advances (%) | Annual Rate for Cash Advances (%) |
|---|---|---|---|---|
| Yorkshire Bank Gold MasterCard | ||||
| Introductory Rate |
0
|
N/A
|
2.075%
|
24.9%
|
| Select Rate |
1.313%
|
15.76%
|
2.075%
|
24.9%
|
| Profile Rate |
1.527%
|
18.32%
|
2.075%
|
24.9%
|
| Previous Rates | Monthly rate for Purchases and Cheques (%) | Annual rate for Purchases and Cheques (%) | Monthly Rate for Cash Advances (%) | Annual Rate for Cash Advance (%)s |
|---|---|---|---|---|
| Yorkshire Bank Gold MasterCard | ||||
| Introductory Rate |
0
|
N/A
|
1.873%
|
22.48%
|
| Select Rate |
1.24%
|
14.88%
|
1.873%
|
22.48%
|
| Profile Rate |
1.463%
|
17.56%
|
1.873%
|
22.48%
|
Balance Transfers*
| Current rates | Monthly Rate (%) | Annual Rate (%) |
|---|---|---|
| Yorkshire Bank Gold MasterCard | ||
| Introductory Rate (Purchases) |
0
|
N/A
|
| Select Rate Cardholder |
0.945%
|
11.34%
|
| Profile Rate Cardholder |
0.945%
|
11.34%
|
When you make a balance transfer we may charge a fee which will be 3% of the balance transferred minimum £3.00.
| Previous rates | Monthly Rate (%) | Annual Rate (%) |
|---|---|---|
| Yorkshire Bank Gold MasterCard | ||
| Profile Rate Cardholder |
0.945%
|
6.25%
|
Promotional Balance Transfers*
We may from time to time, in particular circumstances and for particular periods, offer promotional rates for Balance Transfers. If we do then the following rates will apply:
| Current rates | Monthly Rate (%) | Annual Rate (%) |
|---|---|---|
| Yorkshire Bank Gold MasterCard | ||
| Select Rate Cardholder |
0.482%
|
5.78%
|
| Profile Rate Cardholder |
0.482%
|
5.78%
|
| Previous rates | Monthly Rate (%) | Annual Rate (%) |
|---|---|---|
| Yorkshire Bank Gold MasterCard | ||
| Profile Rate Cardholder |
0.482%
|
3.16%
|
Important Information
At the end of the Introductory Period the Select Rate will apply for Gold MasterCard customers.
When you make a balance transfer we may charge a fee which will be 3% of the balance transferred (with a minimum of £3.00).
* The interest rate due on all Balance Transfers will be fixed for the period of six months (except for the Introductory Rate) from the date the transfer is debited to the Account after which it will form part of the general balance outstanding on your Account and be charged interest at the rate you are then paying.
A cash handling fee of 3% (minimum charge £3) is payable on each cash advance or purchase of foreign currency and travel services. The APR's and fees may vary. If your outstanding balance is less than £5 you must pay it off by the date shown on your statement. If your outstanding balance is more than £5 you must pay a minimum of £5 or 2.5% of the outstanding monthly balance whichever is the greater.
Credit is available to UK residents who are at least 18 years of age and who are not existing National Australia Bank Group Credit Card customers. Subject to status and conditions. Written quotations are available on request.
Yorkshire Bank is a trading name of Clydesdale Bank PLC.
Registered in Scotland (No. SC001111).
Registered Office:
30 St. Vincent Place
Glasgow
G1 2HL
Information correct as at 1st December 2008